Terms and Conditions for 98ph

1. Eligibility

To open an account and use 98ph, you must satisfy all of the following conditions at the time of registration and throughout your continued use of the platform:

• You must be at least 18 years of age. 98ph strictly prohibits minors from accessing any part of the gaming or betting services.
• You must be physically located in a jurisdiction where online gaming of this nature is permitted under applicable law.
• You must not be an employee, contractor, agent, or immediate family member of an employee of 98ph or any of its affiliated entities.
• You must not have previously been excluded or banned from 98ph, whether by your own request through a self-exclusion program or through administrative action by the platform.
• You must have full legal capacity to enter into a binding agreement under Philippine law and the laws of your jurisdiction.

98ph reserves the right to request documentation verifying your age and identity at any point. If you cannot provide satisfactory proof, your account may be suspended or closed and any pending withdrawals may be held pending the outcome of the verification process.

2. Account Registration

You may register only one account per person. Multiple accounts by the same individual constitute a breach of these terms and may result in all associated accounts being permanently closed. This rule applies even if you use different names, email addresses, phone numbers, or payment methods.

When registering at 98ph, you must provide accurate and complete information. This includes your legal name, date of birth, valid Philippine mobile number, and preferred payment method. Providing false or misleading information is grounds for immediate account termination.

You are responsible for maintaining the confidentiality of your 98ph login credentials. If you suspect that your account has been accessed without your authorisation, you must notify 98ph support immediately at support@98ph.net. 98ph will not be held liable for losses arising from your failure to keep your login details secure.

• Do not share your password with anyone, including friends and family members.
• Do not allow another person to access or operate your 98ph account.
• Use a strong, unique password and change it periodically.
• Enable any available two-factor authentication options offered by the platform.

Account verification may be required before you can complete your first withdrawal or when your account activity triggers a compliance review. Required documents typically include a government-issued ID and, in some cases, proof of address and proof of payment method ownership. 98ph will communicate the specific requirements to you by email or in-app notification.

3. Deposits

All deposits at 98ph are processed in Philippine pesos (PHP). We support the following Philippine payment channels for deposits:

Deposits must come from a payment account that is legally registered in your own name. 98ph will not accept deposits from third-party accounts. If a deposit is received from an unverified or third-party source, it may be returned and the associated account may be suspended pending investigation.

4. Withdrawals

You may request a withdrawal of available funds from your 98ph balance at any time, subject to the following conditions:

• Your account must have completed the applicable identity verification process.
• The minimum withdrawal amount is ₱200 per transaction.
• Withdrawals must be sent to a payment account in your own name that matches your 98ph registration details.
• Any active bonus amounts and their associated wagering requirements must be met before bonus-derived winnings become eligible for withdrawal.
• In cases where a withdrawal triggers an enhanced due diligence review, additional documents may be required before processing.

Standard withdrawal requests to GCash and Maya are typically processed within 5 to 30 minutes during normal operating hours. Bank transfer withdrawals through InstaPay and PESONet may take up to 24 hours. 98ph does not charge processing fees on standard withdrawals, but your bank or e-wallet provider may apply their own fees.

5. Bonuses and Promotions

98ph offers various bonuses and promotional incentives to both new and existing players. All bonuses are subject to the specific terms displayed at the time of the offer, as well as these general promotion rules:

• Each bonus can only be claimed once per player, household, IP address, or device, unless the promotion explicitly states otherwise.
• Bonus funds must meet a stated wagering requirement before they or any winnings derived from them can be withdrawn. The wagering requirement and eligible games will be stated clearly for each promotion.
• 98ph reserves the right to withdraw, modify, or discontinue any promotion at any time. Players who have already claimed a bonus will have their wagering requirement honoured under the terms at the time of claim.
• Attempting to abuse, exploit, or manipulate bonus terms – including through collusion, multi-accounting, or using prohibited strategies – will result in bonus cancellation and may result in account termination.
• Bonuses have expiry dates. Unused bonus amounts and uncompleted wagering requirements that pass the expiry date will be forfeited without compensation.

6. Games and Betting Rules

Each game and betting market available at 98ph operates according to specific rules that are accessible from within the game interface. By placing a bet or entering a game, you confirm that you have read and accepted the applicable game rules. The following general rules apply across all 98ph games and markets:

• All bets and game outcomes are final once confirmed. 98ph cannot reverse a bet placement after it has been processed into the system.
• In the event of a technical error or system failure that affects a game result, 98ph will investigate and apply a fair resolution based on available evidence. The platform's decision on such matters is final.
• Live betting and real-time card games depend on a stable internet connection. 98ph is not responsible for bets that fail to submit due to connection issues on the player's end.
• Minimum and maximum bet limits apply to each game or market and are displayed before confirmation. These limits may change without prior notice.
• 98ph uses certified random number generators for all electronic card games and fishing arcade games. These generators are regularly audited to confirm compliance with fairness standards.
• Sports betting odds displayed at 98ph reflect market conditions at the time of display and may change before your bet is confirmed. The odds at the moment of confirmation are the accepted odds for that wager.

7. Prohibited Conduct

The following actions are strictly prohibited on 98ph and will result in account suspension or permanent termination:

• Creating more than one account for personal use, or creating accounts on behalf of other individuals.
• Using bots, automated scripts, or any software to interact with the 98ph platform in a manner not authorised for human players.
• Exploiting software errors or interface bugs to gain an unfair advantage. Any winnings obtained through exploitation must be returned, and the account will be reviewed.
• Participating in any form of match-fixing, collusion, or coordinated play designed to circumvent the normal outcome of a game or sporting event.
• Using proceeds from illegal activities to fund your 98ph account. The platform cooperates with financial intelligence and law enforcement authorities as required by applicable regulations.
• Harassing, threatening, or intimidating other players or 98ph staff through any communication channel.
• Attempting to reverse-engineer, copy, distribute, or modify any part of the 98ph platform, its software, or its intellectual property.

8. Privacy and Data

98ph collects and processes personal data in accordance with its Privacy Policy, which forms part of these Terms and Conditions. By registering at 98ph, you consent to the collection, storage, and processing of your personal information for the purposes described in the Privacy Policy.

Your data will not be sold to third parties. It may be shared with payment processors, identity verification services, and regulatory authorities only to the extent necessary for legal compliance and platform operations. 98ph implements appropriate technical and organisational security measures to protect your information from unauthorised access, loss, or misuse.

9. Responsible Gaming

98ph is committed to promoting responsible gaming and ensuring that playing on our platform remains an enjoyable entertainment experience. We provide the following tools to help players maintain control:

• Deposit Limits: Set daily, weekly, or monthly deposit caps through your account settings.
• Session Time Limits: Receive alerts and automatic logouts when you reach your preset session duration.
• Reality Checks: Periodic notifications that remind you how long you have been playing and your net gaming position.
• Self-Exclusion: Request a temporary or permanent self-exclusion from 98ph if you feel your gaming is getting out of control. During self-exclusion, your account will be locked and you will not receive marketing communications.
• Account Cooling-Off: A shorter-term pause option that suspends your account for a set number of days without permanent closure.

If you are concerned about your own gaming behaviour or the behaviour of someone close to you, we encourage you to seek support. For more information and resources, please visit our Responsible Gaming page.

10. Limitation of Liability

To the fullest extent permitted by applicable law, 98ph shall not be liable for:

• Any direct or indirect financial losses arising from the use or inability to use the platform, including but not limited to lost bets, interrupted sessions, or failed transactions caused by factors outside 98ph's reasonable control.
• Technical failures, service interruptions, or data loss caused by third-party infrastructure providers, telecommunications networks, or internet service providers.
• Losses resulting from a player's failure to secure their account credentials or from unauthorised access to an account.
• Decisions made by a player based on inaccurate information provided by the player themselves during registration or verification.

Nothing in these Terms and Conditions excludes liability for fraud, gross negligence, or any liability that cannot lawfully be excluded under Philippine law.

11. Amendments to These Terms

98ph may update or amend these Terms and Conditions at any time. When material changes are made, we will notify registered players by email or through a prominent notice on the platform. The updated terms will take effect from the date displayed at the top of this page.

Continuing to use 98ph after the effective date of any amendment constitutes your acceptance of the revised terms. If you do not agree with changes to these terms, you should stop using the platform and close your account before the new terms take effect.

12. Contact Us

If you have questions about these Terms and Conditions or need clarification on any specific clause, our support team is available around the clock.

When contacting us about a specific account issue, please include your registered mobile number and a brief description of the concern. Do not include your password or full payment details in any message sent to 98ph support.